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Fello App Offers Peer Support for a Fee: A New Approach to Mental Health

Fello, a new app launched in August, is offering a novel twist on mental-health support—charging users to chat with strangers who have gone through similar life experiences. For $40, users can book a 30-minute session with a “Fello,” someone who has faced similar struggles such as relationship challenges, substance use, or parenting issues, but isn’t a licensed therapist. The idea behind the platform is to provide personalized peer support, a human connection that many feel is lacking in traditional mental-health care.

CEO Alyssa Pollack, a former executive at Uber Eats, sees Fello as a way to fill the gap in accessible mental-health support. “It’s a new type of support that you don’t get from traditional support groups or therapy,” she says, highlighting the value of speaking with someone who shares your lived experience. Unlike traditional therapy, which can be expensive and difficult to access, Fello connects users with individuals who have no special qualifications other than their own experience.

The concept is part of a growing trend where peer support, long offered for free in various forms, is now being monetized. Platforms like Alcoholics Anonymous (AA) and Narcotics Anonymous have long used peer support to help individuals overcome challenges. Fello follows in their footsteps, capitalizing on the increasing demand for alternative mental-health solutions, especially as traditional care becomes harder to find and afford. According to Mental Health America, over half of U.S. adults with mental health conditions did not receive treatment in 2022, and only 10% of U.S. adults are currently seeing a therapist.

Despite its promise, the peer-support model has its critics. Dr. John Torous, a psychiatrist at Beth Israel Deaconess Medical Center, has raised concerns about the lack of professional qualifications for Fello’s supporters. “These people aren’t therapists,” he cautions. “We don’t want to make having a conversation costly, especially when it could be seen as an alternative to professional care.”

Supporters of peer support, however, argue that it fills a valuable gap for people who don’t need or want clinical treatment. Keith Humphreys, a professor at Stanford University, points out that peer support can relieve pressure on the mental-health system by offering those facing life challenges—such as career setbacks or relationship struggles—sympathetic ears without requiring clinical intervention. Studies have shown that peer support can improve personal recovery and boost well-being, even if it doesn’t reduce clinical symptoms.

While Fello isn’t the first app to enter this space, it is betting that the increasing demand for mental-health support combined with the loneliness epidemic will make its model successful. Users seeking help can choose from a range of peers who have been vetted through background checks and brief training. The app charges $40 per session, with 70% of the fee going to the Fello.

As more people look for accessible mental-health options, platforms like Fello offer a potentially valuable complement to traditional therapy, though the risks and benefits remain a topic of debate.

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Fraudsters are increasingly using AI-generated images and videos to trick people into handing over sensitive personal and financial information, according to FraudSMART, the financial crime awareness initiative operated by the Banking and Payments Federation Ireland (BPFI). The organisation has reported a rise in online adverts promoting fake, State-backed investment schemes. These scams often use fabricated images of well-known politicians and business figures to make the offers appear legitimate and encourage users to click on registration links. Niamh Davenport, head of financial crime at BPFI, said scammers are deliberately exploiting recent media coverage of a planned State-backed savings and investment scheme to give their frauds a sense of credibility. “They often claim the scheme is open to everyone, but that places are limited and being ‘snapped up’ fast, in order to pressure people to act quickly,” she said. “They typically promise guaranteed returns or a guaranteed monthly income.” FraudSMART said that while anyone can be targeted, people in their early 50s are particularly vulnerable to investment scams. This age group is often focused on retirement planning, making them more receptive to financial offers that appear secure or high-yield. According to the organisation, most scams follow a similar pattern. Victims are first directed to click a registration link and complete a short online form providing their contact details. They are then contacted by someone posing as a financial adviser, who urges them to make an immediate “security deposit” to secure participation in the scheme. Once a payment is made, the money is quickly moved through multiple accounts, often overseas, making recovery extremely difficult. Davenport warned that scammers are becoming more sophisticated in their use of technology, particularly AI tools that allow them to create realistic but entirely fake promotional content. These materials are designed to mimic legitimate financial advertisements and build trust with potential victims. Recent figures from An Garda Síochána show investment fraud rose by 20% last year, with losses exceeding €20 million. The scale of individual scams varies widely, ranging from smaller crypto-related frauds involving a few hundred euro to large-scale investment schemes where victims lose tens of thousands. FraudSMART is urging the public to remain cautious when encountering online investment advertisements, especially those promising guaranteed returns or requiring urgent action. It also advises consumers to avoid sharing personal information with unverified sources and to be wary of pressure tactics designed to rush financial decisions. Authorities continue to warn that fraudsters are adapting quickly, using advanced digital tools to target victims across multiple platforms.

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Fraudsters are increasingly using AI-generated images and videos to trick people into handing over sensitive personal and financial information, according to FraudSMART, the financial crime awareness initiative operated by the Banking and Payments Federation Ireland (BPFI). The organisation has reported a rise in online adverts promoting fake, State-backed investment schemes. These scams often use fabricated images of well-known politicians and business figures to make the offers appear legitimate and encourage users to click on registration links. Niamh Davenport, head of financial crime at BPFI, said scammers are deliberately exploiting recent media coverage of a planned State-backed savings and investment scheme to give their frauds a sense of credibility. “They often claim the scheme is open to everyone, but that places are limited and being ‘snapped up’ fast, in order to pressure people to act quickly,” she said. “They typically promise guaranteed returns or a guaranteed monthly income.” FraudSMART said that while anyone can be targeted, people in their early 50s are particularly vulnerable to investment scams. This age group is often focused on retirement planning, making them more receptive to financial offers that appear secure or high-yield. According to the organisation, most scams follow a similar pattern. Victims are first directed to click a registration link and complete a short online form providing their contact details. They are then contacted by someone posing as a financial adviser, who urges them to make an immediate “security deposit” to secure participation in the scheme. Once a payment is made, the money is quickly moved through multiple accounts, often overseas, making recovery extremely difficult. Davenport warned that scammers are becoming more sophisticated in their use of technology, particularly AI tools that allow them to create realistic but entirely fake promotional content. These materials are designed to mimic legitimate financial advertisements and build trust with potential victims. Recent figures from An Garda Síochána show investment fraud rose by 20% last year, with losses exceeding €20 million. The scale of individual scams varies widely, ranging from smaller crypto-related frauds involving a few hundred euro to large-scale investment schemes where victims lose tens of thousands. FraudSMART is urging the public to remain cautious when encountering online investment advertisements, especially those promising guaranteed returns or requiring urgent action. It also advises consumers to avoid sharing personal information with unverified sources and to be wary of pressure tactics designed to rush financial decisions. Authorities continue to warn that fraudsters are adapting quickly, using advanced digital tools to target victims across multiple platforms.

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