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U.S. Government Shutdown Delays Energy Aid as Millions Risk Going Without Heat This Winter

Millions of Americans could be left without heat this winter as the ongoing U.S. government shutdown stalls the release of critical federal energy assistance funds, raising concerns about the wellbeing of vulnerable households across the country.

The Low-Income Home Energy Assistance Program (LIHEAP), a federal initiative that helps low-income families pay for heating and cooling costs, is among the programs caught in the budget deadlock. Without new funding, local agencies that administer the program may not be able to distribute aid in time for the cold season.

In Pennsylvania, state officials have already announced a one-month delay to the program’s usual November 3 start date. The Pennsylvania Department of Human Services said the delay was due to the federal shutdown, leaving thousands without access to financial aid as temperatures begin to fall. The state’s utility shutoff moratorium, which prevents companies from cutting power during winter, does not begin until December 1—creating a critical gap for many residents.

“This year, more Pennsylvanians are facing energy shutoffs than before,” said Elizabeth Marx, executive director of the Pennsylvania Utility Law Project. “Bills have risen anywhere from 5% to 40% this year.” She added that from January to August alone, more than 280,000 state residents saw their gas, electricity, or water service terminated—up 15% from last year.

New York’s LIHEAP rollout has also been delayed until mid-November, according to Governor Kathy Hochul.

The National Energy Assistance Directors Association (NEADA) warned that the price of electricity and natural gas could rise at twice the rate of inflation this winter, with home heating costs expected to climb 7.6% compared to last year. Rising demand from energy-hungry data centers and ongoing utility rate hikes are adding further pressure.

“Energy insecurity and the threat of disconnection are becoming a bigger problem for low-income households,” said Uma Outka, an energy law professor at the University of Kansas. “These families can spend up to 30% of their income just on energy.”

Even if Congress passes a temporary funding measure, experts say the aid may not arrive in time. “It takes at least four to six weeks to get the money out,” said Mark Wolfe, NEADA’s executive director. “State plans have to be approved and funding formulas run—it all takes time.”

Delays could be worsened by staffing shortages at the Department of Health and Human Services (HHS) after the Trump administration dismissed the entire LIHEAP team earlier this year. “Without that central authority, there’s no one to push the process forward,” Wolfe added.

While some states like Massachusetts can rely on leftover funds from last year, most will soon face shortfalls. Local advocates warn that the absence of federal aid could have widespread effects. “The program helps stabilize prices for everyone,” said Joe Diamond, head of MASSCAP. “If bills go unpaid due to LIHEAP delays, prices could rise across the board.”

Advocates are urging utilities to suspend shutoffs until federal funding resumes. “We’re going to have a lot of people in November without heat,” Marx warned. “Being without heat in Pennsylvania—or anywhere in the North—at this time of year is dangerous.”

Business

Fraudsters are increasingly using AI-generated images and videos to trick people into handing over sensitive personal and financial information, according to FraudSMART, the financial crime awareness initiative operated by the Banking and Payments Federation Ireland (BPFI). The organisation has reported a rise in online adverts promoting fake, State-backed investment schemes. These scams often use fabricated images of well-known politicians and business figures to make the offers appear legitimate and encourage users to click on registration links. Niamh Davenport, head of financial crime at BPFI, said scammers are deliberately exploiting recent media coverage of a planned State-backed savings and investment scheme to give their frauds a sense of credibility. “They often claim the scheme is open to everyone, but that places are limited and being ‘snapped up’ fast, in order to pressure people to act quickly,” she said. “They typically promise guaranteed returns or a guaranteed monthly income.” FraudSMART said that while anyone can be targeted, people in their early 50s are particularly vulnerable to investment scams. This age group is often focused on retirement planning, making them more receptive to financial offers that appear secure or high-yield. According to the organisation, most scams follow a similar pattern. Victims are first directed to click a registration link and complete a short online form providing their contact details. They are then contacted by someone posing as a financial adviser, who urges them to make an immediate “security deposit” to secure participation in the scheme. Once a payment is made, the money is quickly moved through multiple accounts, often overseas, making recovery extremely difficult. Davenport warned that scammers are becoming more sophisticated in their use of technology, particularly AI tools that allow them to create realistic but entirely fake promotional content. These materials are designed to mimic legitimate financial advertisements and build trust with potential victims. Recent figures from An Garda Síochána show investment fraud rose by 20% last year, with losses exceeding €20 million. The scale of individual scams varies widely, ranging from smaller crypto-related frauds involving a few hundred euro to large-scale investment schemes where victims lose tens of thousands. FraudSMART is urging the public to remain cautious when encountering online investment advertisements, especially those promising guaranteed returns or requiring urgent action. It also advises consumers to avoid sharing personal information with unverified sources and to be wary of pressure tactics designed to rush financial decisions. Authorities continue to warn that fraudsters are adapting quickly, using advanced digital tools to target victims across multiple platforms.

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Business

Fraudsters are increasingly using AI-generated images and videos to trick people into handing over sensitive personal and financial information, according to FraudSMART, the financial crime awareness initiative operated by the Banking and Payments Federation Ireland (BPFI). The organisation has reported a rise in online adverts promoting fake, State-backed investment schemes. These scams often use fabricated images of well-known politicians and business figures to make the offers appear legitimate and encourage users to click on registration links. Niamh Davenport, head of financial crime at BPFI, said scammers are deliberately exploiting recent media coverage of a planned State-backed savings and investment scheme to give their frauds a sense of credibility. “They often claim the scheme is open to everyone, but that places are limited and being ‘snapped up’ fast, in order to pressure people to act quickly,” she said. “They typically promise guaranteed returns or a guaranteed monthly income.” FraudSMART said that while anyone can be targeted, people in their early 50s are particularly vulnerable to investment scams. This age group is often focused on retirement planning, making them more receptive to financial offers that appear secure or high-yield. According to the organisation, most scams follow a similar pattern. Victims are first directed to click a registration link and complete a short online form providing their contact details. They are then contacted by someone posing as a financial adviser, who urges them to make an immediate “security deposit” to secure participation in the scheme. Once a payment is made, the money is quickly moved through multiple accounts, often overseas, making recovery extremely difficult. Davenport warned that scammers are becoming more sophisticated in their use of technology, particularly AI tools that allow them to create realistic but entirely fake promotional content. These materials are designed to mimic legitimate financial advertisements and build trust with potential victims. Recent figures from An Garda Síochána show investment fraud rose by 20% last year, with losses exceeding €20 million. The scale of individual scams varies widely, ranging from smaller crypto-related frauds involving a few hundred euro to large-scale investment schemes where victims lose tens of thousands. FraudSMART is urging the public to remain cautious when encountering online investment advertisements, especially those promising guaranteed returns or requiring urgent action. It also advises consumers to avoid sharing personal information with unverified sources and to be wary of pressure tactics designed to rush financial decisions. Authorities continue to warn that fraudsters are adapting quickly, using advanced digital tools to target victims across multiple platforms.

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