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Pope Francis Dies at 88, Vatican Begins Process to Select New Pontiff

Pope Francis, the 266th leader of the Roman Catholic Church, passed away on April 21 at the age of 88, just a day after addressing thousands at St. Peter’s Square for Easter Sunday. The Vatican confirmed that the Pope died following a stroke.

Born Jorge Mario Bergoglio in Buenos Aires, Argentina, Francis became the first Latin American Pope in 2013 following the historic resignation of Pope Benedict XVI—the first pontiff to step down in nearly 600 years. During his decade-long papacy, Francis was recognized for his humility, progressive voice on global crises, and efforts to modernize the Church. He was named TIME Magazine’s Person of the Year in 2013.

With his passing, the Catholic Church has entered a period known as the interregnum, a time between papacies when the papal seat is vacant. The Vatican has now begun the traditional nine-day mourning period, or novendiales, before the official process of selecting a new Pope begins.

The papal election, or conclave, is expected to commence between 15 and 20 days after Francis’s death. It will be overseen by the camerlengo, a senior cardinal responsible for managing Church affairs during the vacancy. Cardinals from around the world—more than 250 in total—will gather in Vatican City, though only those under 80 years of age (up to 120 electors) are eligible to vote.

This conclave will be heavily influenced by Pope Francis himself, who appointed nearly 80% of the current electors. The selection process is held under strict secrecy within the Sistine Chapel, with cardinals voting in repeated rounds until one candidate secures a two-thirds majority. The election results are traditionally signaled to the public via smoke from the chapel’s chimney—white for a successful election, black for inconclusive votes.

Among the frontrunners to succeed Francis are several prominent cardinals, including France’s Jean-Marc Aveline, Ghana’s Peter Turkson, the Philippines’ Luis Antonio Tagle, and Italy’s Matteo Maria Zuppi. The next pontiff is expected to continue grappling with the Church’s stance on LGBTQ+ rights, clerical abuse, migration, and the role of women in Church leadership.

As the world mourns the passing of a transformative spiritual leader, attention now turns to the next chapter for the Catholic Church and who will step forward to lead its 1.3 billion followers into the future.

Business

Fraudsters are increasingly using AI-generated images and videos to trick people into handing over sensitive personal and financial information, according to FraudSMART, the financial crime awareness initiative operated by the Banking and Payments Federation Ireland (BPFI). The organisation has reported a rise in online adverts promoting fake, State-backed investment schemes. These scams often use fabricated images of well-known politicians and business figures to make the offers appear legitimate and encourage users to click on registration links. Niamh Davenport, head of financial crime at BPFI, said scammers are deliberately exploiting recent media coverage of a planned State-backed savings and investment scheme to give their frauds a sense of credibility. “They often claim the scheme is open to everyone, but that places are limited and being ‘snapped up’ fast, in order to pressure people to act quickly,” she said. “They typically promise guaranteed returns or a guaranteed monthly income.” FraudSMART said that while anyone can be targeted, people in their early 50s are particularly vulnerable to investment scams. This age group is often focused on retirement planning, making them more receptive to financial offers that appear secure or high-yield. According to the organisation, most scams follow a similar pattern. Victims are first directed to click a registration link and complete a short online form providing their contact details. They are then contacted by someone posing as a financial adviser, who urges them to make an immediate “security deposit” to secure participation in the scheme. Once a payment is made, the money is quickly moved through multiple accounts, often overseas, making recovery extremely difficult. Davenport warned that scammers are becoming more sophisticated in their use of technology, particularly AI tools that allow them to create realistic but entirely fake promotional content. These materials are designed to mimic legitimate financial advertisements and build trust with potential victims. Recent figures from An Garda Síochána show investment fraud rose by 20% last year, with losses exceeding €20 million. The scale of individual scams varies widely, ranging from smaller crypto-related frauds involving a few hundred euro to large-scale investment schemes where victims lose tens of thousands. FraudSMART is urging the public to remain cautious when encountering online investment advertisements, especially those promising guaranteed returns or requiring urgent action. It also advises consumers to avoid sharing personal information with unverified sources and to be wary of pressure tactics designed to rush financial decisions. Authorities continue to warn that fraudsters are adapting quickly, using advanced digital tools to target victims across multiple platforms.

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Business

Fraudsters are increasingly using AI-generated images and videos to trick people into handing over sensitive personal and financial information, according to FraudSMART, the financial crime awareness initiative operated by the Banking and Payments Federation Ireland (BPFI). The organisation has reported a rise in online adverts promoting fake, State-backed investment schemes. These scams often use fabricated images of well-known politicians and business figures to make the offers appear legitimate and encourage users to click on registration links. Niamh Davenport, head of financial crime at BPFI, said scammers are deliberately exploiting recent media coverage of a planned State-backed savings and investment scheme to give their frauds a sense of credibility. “They often claim the scheme is open to everyone, but that places are limited and being ‘snapped up’ fast, in order to pressure people to act quickly,” she said. “They typically promise guaranteed returns or a guaranteed monthly income.” FraudSMART said that while anyone can be targeted, people in their early 50s are particularly vulnerable to investment scams. This age group is often focused on retirement planning, making them more receptive to financial offers that appear secure or high-yield. According to the organisation, most scams follow a similar pattern. Victims are first directed to click a registration link and complete a short online form providing their contact details. They are then contacted by someone posing as a financial adviser, who urges them to make an immediate “security deposit” to secure participation in the scheme. Once a payment is made, the money is quickly moved through multiple accounts, often overseas, making recovery extremely difficult. Davenport warned that scammers are becoming more sophisticated in their use of technology, particularly AI tools that allow them to create realistic but entirely fake promotional content. These materials are designed to mimic legitimate financial advertisements and build trust with potential victims. Recent figures from An Garda Síochána show investment fraud rose by 20% last year, with losses exceeding €20 million. The scale of individual scams varies widely, ranging from smaller crypto-related frauds involving a few hundred euro to large-scale investment schemes where victims lose tens of thousands. FraudSMART is urging the public to remain cautious when encountering online investment advertisements, especially those promising guaranteed returns or requiring urgent action. It also advises consumers to avoid sharing personal information with unverified sources and to be wary of pressure tactics designed to rush financial decisions. Authorities continue to warn that fraudsters are adapting quickly, using advanced digital tools to target victims across multiple platforms.

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