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Experts Recommend “Nudge Words” as a Gentler Alternative to New Year’s Resolutions

As the New Year begins, many people feel pressure to stick to ambitious resolutions, from losing weight to finding a higher-paying job. Experts warn that such all-or-nothing goals can set people up for disappointment and suggest a different approach: adopting a “nudge word” to guide behavior and mindset throughout the year.

Dr. Christopher W.T. Miller, an associate professor of psychiatry at the University of Maryland School of Medicine, says resolutions can be demanding. “It automatically creates an expectation,” he explains. When goals are abandoned, people often feel guilt or failure. Nudge words, in contrast, are softer and more flexible, providing a touchstone for reflection and action rather than a rigid target.

Therapist John Sovec, based in Pasadena, California, uses nudge words personally and with clients. He selects three words each year to represent qualities he wants to invite into his life. “They’re not punishing words, they’re not negative words, and they’re not words that are going to shut you down,” Sovec says. He sets calendar alerts to remind himself daily of his chosen words, taking a moment each morning to focus on them.

Experts offer a variety of nudge words that can support well-being. Dr. Miller suggests “self-empathy” to encourage kindness and understanding toward oneself. “We spend so much time in demand mode, chasing a horizon we can never reach,” he says. “Self-empathy allows us to stop and appreciate all the things we have done.”

Other popular nudge words include “balance,” which reminds individuals to prioritize rest and personal time alongside responsibilities, and “peaceful,” which Sovec uses to calm the mind and create space in daily life. Words such as “playful” and “prosperous” can inspire enjoyment and a sense of richness in everyday experiences, beyond financial or career success.

Clinical psychologist Bonnie Settlage highlights “gratitude” and “vitality” as effective nudge words. Gratitude can lift mood and support mental health, while vitality encourages focus on energy and enthusiasm rather than shame-based goals like weight loss.

Licensed marriage and family therapist Connie Habash recommends words such as “clarity,” “resilience,” and “contentment.” Clarity can help guide decisions and relationships, resilience reinforces the ability to recover from setbacks, and contentment promotes lasting satisfaction rather than fleeting happiness.

Experts say nudge words allow individuals to remain centered on values and intentions without the stress of strict resolutions. Sovec notes that focusing on these words can turn small daily moments into meaningful actions. “It’s a gentle way to keep yourself aligned with what matters most,” he says.

As more people seek sustainable ways to improve well-being, nudge words offer a flexible, mindful approach to the start of a new year, helping individuals stay grounded, intentional, and compassionate with themselves.

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Fraudsters are increasingly using AI-generated images and videos to trick people into handing over sensitive personal and financial information, according to FraudSMART, the financial crime awareness initiative operated by the Banking and Payments Federation Ireland (BPFI). The organisation has reported a rise in online adverts promoting fake, State-backed investment schemes. These scams often use fabricated images of well-known politicians and business figures to make the offers appear legitimate and encourage users to click on registration links. Niamh Davenport, head of financial crime at BPFI, said scammers are deliberately exploiting recent media coverage of a planned State-backed savings and investment scheme to give their frauds a sense of credibility. “They often claim the scheme is open to everyone, but that places are limited and being ‘snapped up’ fast, in order to pressure people to act quickly,” she said. “They typically promise guaranteed returns or a guaranteed monthly income.” FraudSMART said that while anyone can be targeted, people in their early 50s are particularly vulnerable to investment scams. This age group is often focused on retirement planning, making them more receptive to financial offers that appear secure or high-yield. According to the organisation, most scams follow a similar pattern. Victims are first directed to click a registration link and complete a short online form providing their contact details. They are then contacted by someone posing as a financial adviser, who urges them to make an immediate “security deposit” to secure participation in the scheme. Once a payment is made, the money is quickly moved through multiple accounts, often overseas, making recovery extremely difficult. Davenport warned that scammers are becoming more sophisticated in their use of technology, particularly AI tools that allow them to create realistic but entirely fake promotional content. These materials are designed to mimic legitimate financial advertisements and build trust with potential victims. Recent figures from An Garda Síochána show investment fraud rose by 20% last year, with losses exceeding €20 million. The scale of individual scams varies widely, ranging from smaller crypto-related frauds involving a few hundred euro to large-scale investment schemes where victims lose tens of thousands. FraudSMART is urging the public to remain cautious when encountering online investment advertisements, especially those promising guaranteed returns or requiring urgent action. It also advises consumers to avoid sharing personal information with unverified sources and to be wary of pressure tactics designed to rush financial decisions. Authorities continue to warn that fraudsters are adapting quickly, using advanced digital tools to target victims across multiple platforms.

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Fraudsters are increasingly using AI-generated images and videos to trick people into handing over sensitive personal and financial information, according to FraudSMART, the financial crime awareness initiative operated by the Banking and Payments Federation Ireland (BPFI). The organisation has reported a rise in online adverts promoting fake, State-backed investment schemes. These scams often use fabricated images of well-known politicians and business figures to make the offers appear legitimate and encourage users to click on registration links. Niamh Davenport, head of financial crime at BPFI, said scammers are deliberately exploiting recent media coverage of a planned State-backed savings and investment scheme to give their frauds a sense of credibility. “They often claim the scheme is open to everyone, but that places are limited and being ‘snapped up’ fast, in order to pressure people to act quickly,” she said. “They typically promise guaranteed returns or a guaranteed monthly income.” FraudSMART said that while anyone can be targeted, people in their early 50s are particularly vulnerable to investment scams. This age group is often focused on retirement planning, making them more receptive to financial offers that appear secure or high-yield. According to the organisation, most scams follow a similar pattern. Victims are first directed to click a registration link and complete a short online form providing their contact details. They are then contacted by someone posing as a financial adviser, who urges them to make an immediate “security deposit” to secure participation in the scheme. Once a payment is made, the money is quickly moved through multiple accounts, often overseas, making recovery extremely difficult. Davenport warned that scammers are becoming more sophisticated in their use of technology, particularly AI tools that allow them to create realistic but entirely fake promotional content. These materials are designed to mimic legitimate financial advertisements and build trust with potential victims. Recent figures from An Garda Síochána show investment fraud rose by 20% last year, with losses exceeding €20 million. The scale of individual scams varies widely, ranging from smaller crypto-related frauds involving a few hundred euro to large-scale investment schemes where victims lose tens of thousands. FraudSMART is urging the public to remain cautious when encountering online investment advertisements, especially those promising guaranteed returns or requiring urgent action. It also advises consumers to avoid sharing personal information with unverified sources and to be wary of pressure tactics designed to rush financial decisions. Authorities continue to warn that fraudsters are adapting quickly, using advanced digital tools to target victims across multiple platforms.

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