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EU Pushes Browser-Level Consent Plan to Tackle ‘Cookie Fatigue’

The European Union is moving forward with plans to reduce the endless stream of online cookie banners that many internet users routinely ignore, as part of a broader effort to simplify digital privacy rules and improve transparency for consumers.

Under proposals included in the European Commission’s Digital Omnibus package, users could soon manage online tracking permissions through a single browser-level consent system rather than repeatedly responding to pop-up requests on individual websites.

The initiative is aimed at addressing what policymakers describe as “cookie fatigue,” a growing problem where users automatically click “accept” or “deny” on privacy notices without fully understanding how their data is being used.

According to figures cited by the European Commission, around 54 percent of Europeans typically accept cookies while about 26 percent reject them, often without reviewing privacy settings or examining which companies gain access to their browsing activity.

The proposed reforms, particularly under Article 88b of the Digital Omnibus, would create a centralized framework allowing users to give or refuse consent through a machine-readable browser setting. Companies would also be limited in how often they could ask users to reconsider their choices, with consent requests only allowed to be repeated after six months.

The European Commission says the changes would bring several benefits, including fewer disruptive cookie banners, greater clarity for users, and reduced administrative burdens for businesses and public institutions.

Commission estimates suggest businesses across Europe could save around €820 million by no longer having to maintain their own cookie consent systems, while the public sector could save an additional €320 million. The Commission also projected productivity gains of nearly €5 billion annually, arguing that Europeans collectively spend substantial time dealing with consent pop-ups while browsing online.

The proposal comes as European leaders continue to focus on improving the bloc’s competitiveness and digital efficiency, an issue highlighted in recent economic discussions led by former Mario Draghi.

Despite support for simplifying consent rules, the proposed system has drawn criticism from technology groups, advertisers and digital marketing specialists who fear it could shift too much power toward major browser providers.

The European Tech Alliance warned that browser-level consent management could create a small group of new digital gatekeepers that control how users interact with online services. Critics argue the system may weaken the direct relationship between websites and users while making online advertising more difficult for small and medium-sized businesses.

Industry groups also say the move could reduce the effectiveness of personalized advertising, forcing companies to rely more heavily on contextual advertising, which they argue is less targeted and more expensive.

Some experts have suggested an alternative approach focused on clearer guidelines for data processing activities that can legally operate under the “legitimate interest” provisions already included in the EU’s General Data Protection Regulation.

The debate over the proposal is expected to continue as EU lawmakers, regulators and industry groups examine how the new system could reshape online privacy and digital advertising across Europe.

Business

Fraudsters are increasingly using AI-generated images and videos to trick people into handing over sensitive personal and financial information, according to FraudSMART, the financial crime awareness initiative operated by the Banking and Payments Federation Ireland (BPFI). The organisation has reported a rise in online adverts promoting fake, State-backed investment schemes. These scams often use fabricated images of well-known politicians and business figures to make the offers appear legitimate and encourage users to click on registration links. Niamh Davenport, head of financial crime at BPFI, said scammers are deliberately exploiting recent media coverage of a planned State-backed savings and investment scheme to give their frauds a sense of credibility. “They often claim the scheme is open to everyone, but that places are limited and being ‘snapped up’ fast, in order to pressure people to act quickly,” she said. “They typically promise guaranteed returns or a guaranteed monthly income.” FraudSMART said that while anyone can be targeted, people in their early 50s are particularly vulnerable to investment scams. This age group is often focused on retirement planning, making them more receptive to financial offers that appear secure or high-yield. According to the organisation, most scams follow a similar pattern. Victims are first directed to click a registration link and complete a short online form providing their contact details. They are then contacted by someone posing as a financial adviser, who urges them to make an immediate “security deposit” to secure participation in the scheme. Once a payment is made, the money is quickly moved through multiple accounts, often overseas, making recovery extremely difficult. Davenport warned that scammers are becoming more sophisticated in their use of technology, particularly AI tools that allow them to create realistic but entirely fake promotional content. These materials are designed to mimic legitimate financial advertisements and build trust with potential victims. Recent figures from An Garda Síochána show investment fraud rose by 20% last year, with losses exceeding €20 million. The scale of individual scams varies widely, ranging from smaller crypto-related frauds involving a few hundred euro to large-scale investment schemes where victims lose tens of thousands. FraudSMART is urging the public to remain cautious when encountering online investment advertisements, especially those promising guaranteed returns or requiring urgent action. It also advises consumers to avoid sharing personal information with unverified sources and to be wary of pressure tactics designed to rush financial decisions. Authorities continue to warn that fraudsters are adapting quickly, using advanced digital tools to target victims across multiple platforms.

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Business

Fraudsters are increasingly using AI-generated images and videos to trick people into handing over sensitive personal and financial information, according to FraudSMART, the financial crime awareness initiative operated by the Banking and Payments Federation Ireland (BPFI). The organisation has reported a rise in online adverts promoting fake, State-backed investment schemes. These scams often use fabricated images of well-known politicians and business figures to make the offers appear legitimate and encourage users to click on registration links. Niamh Davenport, head of financial crime at BPFI, said scammers are deliberately exploiting recent media coverage of a planned State-backed savings and investment scheme to give their frauds a sense of credibility. “They often claim the scheme is open to everyone, but that places are limited and being ‘snapped up’ fast, in order to pressure people to act quickly,” she said. “They typically promise guaranteed returns or a guaranteed monthly income.” FraudSMART said that while anyone can be targeted, people in their early 50s are particularly vulnerable to investment scams. This age group is often focused on retirement planning, making them more receptive to financial offers that appear secure or high-yield. According to the organisation, most scams follow a similar pattern. Victims are first directed to click a registration link and complete a short online form providing their contact details. They are then contacted by someone posing as a financial adviser, who urges them to make an immediate “security deposit” to secure participation in the scheme. Once a payment is made, the money is quickly moved through multiple accounts, often overseas, making recovery extremely difficult. Davenport warned that scammers are becoming more sophisticated in their use of technology, particularly AI tools that allow them to create realistic but entirely fake promotional content. These materials are designed to mimic legitimate financial advertisements and build trust with potential victims. Recent figures from An Garda Síochána show investment fraud rose by 20% last year, with losses exceeding €20 million. The scale of individual scams varies widely, ranging from smaller crypto-related frauds involving a few hundred euro to large-scale investment schemes where victims lose tens of thousands. FraudSMART is urging the public to remain cautious when encountering online investment advertisements, especially those promising guaranteed returns or requiring urgent action. It also advises consumers to avoid sharing personal information with unverified sources and to be wary of pressure tactics designed to rush financial decisions. Authorities continue to warn that fraudsters are adapting quickly, using advanced digital tools to target victims across multiple platforms.

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