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AIB Customers Face Mobile and Online Banking Disruption

A major service disruption at Allied Irish Banks (AIB) has left customers unable to access their accounts fully through the mobile app and online banking platform. The outage, which began earlier today, has affected logins, push notifications, and the authentication of certain online transactions, particularly for Android users.

The bank acknowledged the issue and apologised to customers experiencing difficulties. In a statement posted on its X social media account, AIB said: “We’re working to resolve this. Customers can still carry out some transactions online and use their card on all other channels.”

The bank confirmed that while some functionality remains available, mobile and online login problems are preventing users from completing a number of transactions. AIB said it is treating the outage with urgency and is actively working to restore full access as soon as possible.

This disruption comes at a time when reliance on digital banking is at an all-time high, with many customers using mobile apps and online platforms for everyday payments, transfers, and bill management. While card payments and in-branch services are unaffected, the outage has caused inconvenience for users who rely primarily on digital channels.

The issue appears to be focused on mobile app logins, online account access, and push notifications for Android devices, though AIB has not provided further details on the technical cause. Customers attempting to access accounts via desktop browsers may experience limited functionality, including delays in transaction authentication.

AIB encouraged customers to continue using other banking channels where possible. Payments through ATMs, card transactions in stores, and in-branch services are operating normally. The bank also advised customers to be cautious with time-sensitive transactions until full service is restored.

Service outages at major banks can have a wide-ranging impact, affecting individual users as well as small and medium-sized businesses that depend on electronic transfers and online payments for daily operations. Analysts note that while temporary, such disruptions highlight the importance of robust IT infrastructure in modern banking.

Customers have taken to social media to report issues, with complaints about difficulties logging in and receiving transaction alerts. Many expressed frustration at the inconvenience caused, though several acknowledged that AIB had provided timely updates on the situation.

The bank has pledged to provide further updates as work continues to resolve the problem. Customers are advised to monitor official AIB channels for announcements regarding the restoration of full online and mobile services.

AIB’s response reflects the increasing expectations for uninterrupted digital banking, underscoring the pressure on financial institutions to maintain reliable and secure online services in a highly connected environment.

Business

Fraudsters are increasingly using AI-generated images and videos to trick people into handing over sensitive personal and financial information, according to FraudSMART, the financial crime awareness initiative operated by the Banking and Payments Federation Ireland (BPFI). The organisation has reported a rise in online adverts promoting fake, State-backed investment schemes. These scams often use fabricated images of well-known politicians and business figures to make the offers appear legitimate and encourage users to click on registration links. Niamh Davenport, head of financial crime at BPFI, said scammers are deliberately exploiting recent media coverage of a planned State-backed savings and investment scheme to give their frauds a sense of credibility. “They often claim the scheme is open to everyone, but that places are limited and being ‘snapped up’ fast, in order to pressure people to act quickly,” she said. “They typically promise guaranteed returns or a guaranteed monthly income.” FraudSMART said that while anyone can be targeted, people in their early 50s are particularly vulnerable to investment scams. This age group is often focused on retirement planning, making them more receptive to financial offers that appear secure or high-yield. According to the organisation, most scams follow a similar pattern. Victims are first directed to click a registration link and complete a short online form providing their contact details. They are then contacted by someone posing as a financial adviser, who urges them to make an immediate “security deposit” to secure participation in the scheme. Once a payment is made, the money is quickly moved through multiple accounts, often overseas, making recovery extremely difficult. Davenport warned that scammers are becoming more sophisticated in their use of technology, particularly AI tools that allow them to create realistic but entirely fake promotional content. These materials are designed to mimic legitimate financial advertisements and build trust with potential victims. Recent figures from An Garda Síochána show investment fraud rose by 20% last year, with losses exceeding €20 million. The scale of individual scams varies widely, ranging from smaller crypto-related frauds involving a few hundred euro to large-scale investment schemes where victims lose tens of thousands. FraudSMART is urging the public to remain cautious when encountering online investment advertisements, especially those promising guaranteed returns or requiring urgent action. It also advises consumers to avoid sharing personal information with unverified sources and to be wary of pressure tactics designed to rush financial decisions. Authorities continue to warn that fraudsters are adapting quickly, using advanced digital tools to target victims across multiple platforms.

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Business

Fraudsters are increasingly using AI-generated images and videos to trick people into handing over sensitive personal and financial information, according to FraudSMART, the financial crime awareness initiative operated by the Banking and Payments Federation Ireland (BPFI). The organisation has reported a rise in online adverts promoting fake, State-backed investment schemes. These scams often use fabricated images of well-known politicians and business figures to make the offers appear legitimate and encourage users to click on registration links. Niamh Davenport, head of financial crime at BPFI, said scammers are deliberately exploiting recent media coverage of a planned State-backed savings and investment scheme to give their frauds a sense of credibility. “They often claim the scheme is open to everyone, but that places are limited and being ‘snapped up’ fast, in order to pressure people to act quickly,” she said. “They typically promise guaranteed returns or a guaranteed monthly income.” FraudSMART said that while anyone can be targeted, people in their early 50s are particularly vulnerable to investment scams. This age group is often focused on retirement planning, making them more receptive to financial offers that appear secure or high-yield. According to the organisation, most scams follow a similar pattern. Victims are first directed to click a registration link and complete a short online form providing their contact details. They are then contacted by someone posing as a financial adviser, who urges them to make an immediate “security deposit” to secure participation in the scheme. Once a payment is made, the money is quickly moved through multiple accounts, often overseas, making recovery extremely difficult. Davenport warned that scammers are becoming more sophisticated in their use of technology, particularly AI tools that allow them to create realistic but entirely fake promotional content. These materials are designed to mimic legitimate financial advertisements and build trust with potential victims. Recent figures from An Garda Síochána show investment fraud rose by 20% last year, with losses exceeding €20 million. The scale of individual scams varies widely, ranging from smaller crypto-related frauds involving a few hundred euro to large-scale investment schemes where victims lose tens of thousands. FraudSMART is urging the public to remain cautious when encountering online investment advertisements, especially those promising guaranteed returns or requiring urgent action. It also advises consumers to avoid sharing personal information with unverified sources and to be wary of pressure tactics designed to rush financial decisions. Authorities continue to warn that fraudsters are adapting quickly, using advanced digital tools to target victims across multiple platforms.

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